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EXCLUDED GOODS
VALUABLES: Bullion, Precious Metals, Precious Stones, Jewellery, Watches, Paintings, Works of Art, Antiques, Skins, Furs, Money, Securities, Bank or Treasury Notes, Stamps, Duty Stamps, Patterns, Plans, Manuscripts, Designs, Computer Data and Programmes.
TARGET GOODS: Mobile telephones, Computer Processing Units or Chips, Laptop Computers, Plasma screen and LCD TVs.
PERISHABLE OR TEMPERATURE CONTROLLED CARGO, BULK CARGO: Grains, Ores, Liquids, Gases and/or similar cargoes.
TOBACCO PRODUCTS, LIVESTOCK, HOUSEHOLD GOODS & PERSONAL EFFECTS, MOTOR VEHICLES TRACKED OR WHEELED PLANT, EXPLOSIVES, ALCOHOLIC SPIRITS (excluding wines and beer)
COVER EXCLUDES all goods SHIPPED UNPACKED AND/OR UNPROTECTED. COVER EXCLUDES all goods SHIPPED BY SEA (other than whilst in/on Road Vehicles or Trailers on board Ferries) which are NOT shipped in FULLY ENCLOSED ISO SHIPPING CONTAINERS.
WARNING! This policy does not cover the above cargoes and your cover will NOT be valid should you insure such cargoes
RESTRICTED GOODS
SECOND-HAND AND/OR USED AND/OR RECONDITIONED CARGO – Cover excludes Water damage, Damage to paint work, Ordinary wear and tear, Chipping, Denting, Scratching, Marring, Bruising; and loss damage or expense caused by Rust, Oxidisation and/or Discolouration howsoever arising.
FRAGILE CARGO E.G. GLASSWARE AND CERAMICS – Cover excludes breakage absolutely
MAXIMUM SUM INSURED
This insurance will only cover a Maximum Sum Insured of GBP 300,000 (or equivalent currency) per vessel, aircraft, road/rail conveyance or per location in the ordinary course of transit. For shipments of greater value please call us on +44 (0) 844 482 0895 for an individual tailored quotation.
MINIMUM PREMIUM
GBP 30.00 per shipment plus a GBP 1.50 administration charge.
DEPARTURE DATE
You cannot insure shipments where transit has already commenced. In such cases cover will be void.
DISCLOSURE OF MATERIAL FACTS
Every Proposer or Insured when seeking new insurance must disclose any information which might influence the Insurer in deciding whether or not to accept the risk, what the terms should be, or what premiums to charge. Failure to do so may render the insurance voidable from inception and enable the Insurer to repudiate liability.
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